Fixed Rate Home Loans
Fixed Rate Home Loans are mortgage loans where the interest rate you pay is set for a pre-determined period. Fixed rate terms are usually between a 1 year to 5 year period during which your interest rate will not rise or fall regardless of what happens to official interest rates set by the Reserve Bank. The advantage of a fixed rate is your repayments and interest rate will remain unchanged over the period of time you agreed to fix your mortgage loan. If you feel your income will not change significantly over the fixed period or if you like structured personal budgeting then this may be the option for you.
We offer a range of loan features which may include the following:
| How much can you borrow? | Up to $2 million |
| Loan to valuation ratio | Up to 95% |
| No ongoing fees |  |
| Can you split your loan? | |
| Can you borrow for an investment property? | |
| Is the loan portable? | |
| Can you chose weekly, fortnightly or monthly repayments? | |
| Can you make additional repayments? | |
| Can you make re-draws? | |
| Can you make interest only repayments? | |
| 100% offset account available | |
| Can you access the loan online? | |
