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Fox Symes Home Loan Hotline 1300 551 236

Home Loans

Fox Symes is a leading provider of home loans to individuals in Australia.

Fox Symes offers a range of low cost home loans that are easy to understand and cater to a wide range of needs. If you are looking for a lower interest rate or consolidating your debt, Fox Symes will assist you in finding the best home loan solution.

Unique financial circumstances?

Even if you have unique financial circumstances like an adverse credit history, existing home loan arrears or credit card defaults, an irregular income or too many debts, Fox Symes has a range of low cost home loans to assist you.

Fox Symes is a subsidiary of FSA Group Limited, a public company listed on the Australian Securities Exchange. FSA Group Limited is the largest provider of debt solutions to individuals and businesses in Australia.

Loan Features

We offer a range of loan features which may include the following:

How much can you borrow? Up to $2 million
No ongoing fees Yes
Can you split your loan? Yes
Can you borrow for an investment property? Yes
Can you chose weekly, fortnightly or monthly repayments? Yes
Can you make additional repayments? Yes
Can you make re-draws? Yes
Can you make interest only repayments? Yes
100% offset account available Yes
Can you access the loan online? Yes

When applying for a loan make sure:

  • You are fully informed
  • Your repayments have been reduced - not increased
  • You are aware of all fees and costs
  • You have achieved control over all your debts
  • There is a real long term benefit to you
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Indicative Home Loan Savings Calculator Information

The Indicative Home Loan Savings Loan Calculator is a simplistic calculator which does not take into consideration the exact individual circumstances of the user. It calculates an approximate amount by which monthly repayments may be reduced and the interest savings based on a number of assumptions detailed below. The results from this calculator should be used as an indication only.

Assumptions

Monthly repayment reduced by

Compares the monthly repayment on the "home loan" assuming the remaining loan term is 30 years at the average standard variable rate of the big banks published by the RBA as at 02/12/2011 and the "other debts" are being repaid at minimum monthly repayment of 3% of the outstanding balance vs. the monthly repayment of the consolidated "home loan" and "other debts" assuming a Fox Symes 30 year home loan is provided at a rate 1% less than the average standard variable rate of the big banks published by the RBA as at 02/12/2011.

Interest Saved over life of loan

Compares the interest paid on the "home loan" assuming the remaining home loan term is 30 years at the average standard variable rate of the big banks as publicised by the RBA as at 02/12/2011 and the interest paid on the "other debts" assuming the "other debts" are amortised at 20% per annum over a 15 year period. vs. the interest paid on the combined "home loan" and "other debts" assuming a Fox Symes 30 year home loan is provided at a rate 1% less than the average standard variable rate of the big banks published by the RBA as at 02/12/2011.