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Debt Consolidation Home Loans

Cut your repayments and save thousands by consolidating your car loan, personal loan and credit cards into your home loan.

Quickly find out how much you can save with our free debt consolidation home loan assessment which will show you exactly how much you can save by consolidating all your debt with a lower rate.

Debt Consolidation Home Loans are mortgage loans which allow you to consolidate all your high interest debts into a single loan with only one repayment. If you have a home loan, car loan, personal loan or credit cards, you can combine all your debts into your home loan giving you one debt, one interest rate and one monthly repayment.

The advantage of a debt consolidation loan is interest rates on mortgages are usually significantly lower than on personal loans, car loans and especially credit cards, meaning you pay less and save more, streamlining your repayments to a single source also helps you save money and plan for the future.

Key Benefits of a Debt Consolidation Home Loan may include:

  • Consolidate your debt into one payment
  • Lower your repayments
  • Pay off your debts faster
  • Save thousands in interest

Call Fox Symes now for a free phone consultation.

Loan Features

We offer a range of loan features which may include the following:

How much can you borrow? Up to $2 million
No ongoing fees Yes
Can you split your loan? Yes
Can you borrow for an investment property? Yes
Can you chose weekly, fortnightly or monthly repayments? Yes
Can you make additional repayments? Yes
Can you make re-draws? Yes
Can you make interest only repayments? Yes
100% offset account available Yes
Can you access the loan online? Yes

When applying for a loan make sure:

  • You are fully informed
  • Your repayments have been reduced - not increased
  • You are aware of all fees and costs
  • You have achieved control over all your debts
  • There is a real long term benefit to you
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Indicative Home Loan Savings Calculator Information

The Indicative Home Loan Savings Loan Calculator is a simplistic calculator which does not take into consideration the exact individual circumstances of the user. It calculates an approximate amount by which monthly repayments may be reduced and the interest savings based on a number of assumptions detailed below. The results from this calculator should be used as an indication only.

Assumptions

Monthly repayment reduced by

Compares the monthly repayment on the "home loan" assuming the remaining loan term is 30 years at the average standard variable rate of the big banks published by the RBA as at 02/12/2011 and the "other debts" are being repaid at minimum monthly repayment of 3% of the outstanding balance vs. the monthly repayment of the consolidated "home loan" and "other debts" assuming a Fox Symes 30 year home loan is provided at a rate 1% less than the average standard variable rate of the big banks published by the RBA as at 02/12/2011.

Interest Saved over life of loan

Compares the interest paid on the "home loan" assuming the remaining home loan term is 30 years at the average standard variable rate of the big banks as publicised by the RBA as at 02/12/2011 and the interest paid on the "other debts" assuming the "other debts" are amortised at 20% per annum over a 15 year period. vs. the interest paid on the combined "home loan" and "other debts" assuming a Fox Symes 30 year home loan is provided at a rate 1% less than the average standard variable rate of the big banks published by the RBA as at 02/12/2011.