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Fox Symes Home Loan Hotline 1300 551 236

Mortgage Refinance

A small reduction in your home loan interest rate can save you thousands in interest over the life of your loan. In addition if you consolidate your car loan, personal loan and credit cards into your home loan you may end up paying less each month and saving more.

Fox Symes is a leading provider of home loans to individuals in Australia. Our free mortgage refinance assessment will show you how much you can save by refinancing your home loan and other debt at a lower rate.

A mortgage refinance is the process of applying for a new home loan and using this new home loan to pay out your current home loan and any other high interest debts you may have. It allows you to consolidate all your debt into a single home loan, usually at a lower rate, giving you one debt, one interest rate and one monthly repayment. This means you pay less each month and save more.

The benefits of mortgage refinancing may include:

  • Consolidating your debt into one monthly repayment
  • Reducing the amount you repay each month
  • A lower interest rate and more favourable terms saving you thousands in interest
  • Paying off your home loan and debts faster

Call Fox Symes now for a free phone consultation.

Loan Features

We offer a range of loan features which may include the following:

How much can you borrow? Up to $2 million
No ongoing fees Yes
Can you split your loan? Yes
Can you borrow for an investment property? Yes
Can you chose weekly, fortnightly or monthly repayments? Yes
Can you make additional repayments? Yes
Can you make re-draws? Yes
Can you make interest only repayments? Yes
100% offset account available Yes
Can you access the loan online? Yes

When applying for a loan make sure:

  • You are fully informed
  • Your repayments have been reduced - not increased
  • You are aware of all fees and costs
  • You have achieved control over all your debts
  • There is a real long term benefit to you
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Indicative Home Loan Savings Calculator Information

The Indicative Home Loan Savings Loan Calculator is a simplistic calculator which does not take into consideration the exact individual circumstances of the user. It calculates an approximate amount by which monthly repayments may be reduced and the interest savings based on a number of assumptions detailed below. The results from this calculator should be used as an indication only.

Assumptions

Monthly repayment reduced by

Compares the monthly repayment on the "home loan" assuming the remaining loan term is 30 years at the average standard variable rate of the big banks published by the RBA as at 02/12/2011 and the "other debts" are being repaid at minimum monthly repayment of 3% of the outstanding balance vs. the monthly repayment of the consolidated "home loan" and "other debts" assuming a Fox Symes 30 year home loan is provided at a rate 1% less than the average standard variable rate of the big banks published by the RBA as at 02/12/2011.

Interest Saved over life of loan

Compares the interest paid on the "home loan" assuming the remaining home loan term is 30 years at the average standard variable rate of the big banks as publicised by the RBA as at 02/12/2011 and the interest paid on the "other debts" assuming the "other debts" are amortised at 20% per annum over a 15 year period. vs. the interest paid on the combined "home loan" and "other debts" assuming a Fox Symes 30 year home loan is provided at a rate 1% less than the average standard variable rate of the big banks published by the RBA as at 02/12/2011.