Bad Credit Home Loans

Fox Symes is a leading provider of home loans to individuals in Australia. Fox Symes has a range of low cost home loans to assist you regardless of your credit history.

Do you have an adverse credit history, existing home loan arrears or credit card defaults? Are you self employed or do you have irregular income? Maybe you have too many debts and are finding it difficult to consolidate?

Fox Symes has assisted thousands of Australians with unique financial circumstances including bad credit.

Bad Credit Home Loans also know as non-conforming loans, credit impaired loans or specialty loans are mortgage loans for borrowers who may have unique financial circumstances which mean they are unlikely to meet or "conform" to the rules of traditional home loan lenders.

Bad Credit Home Loans are generally for borrowers who may have:

  • an adverse credit history
  • existing home loan arrears
  • credit card or personal loan arrears or defaults
  • self employed or have irregular income
  • too many debts and are finding it difficult to consolidate
  • been declined by another lender

Loan Features

We offer a range of loan features which may include the following:

  • You can borrow up to $2 Million
  • No ongoing fees
  • Split loans
  • Investment property loans
  • Weekly, fortnightly or monthly repayments
  • Additional repayments
  • Make re-draws
  • Interest-only repayments
  • 100% offset account
  • Online loan access

When applying for a loan make sure:

  • You are fully informed
  • Your repayments have been reduced - not increased
  • You are aware of all fees and costs
  • You have achieved control over all your debts
  • There is a real long term benefit to you

Our Leading Discounted Variable Rates

3.68% Interest Rate
3.69% Comparison Rate*

We could help you save thousands!

Apply Now

Are you looking to purchase a property or refinance an existing loan?

New Purchase Refinance